About Our Story What We Do Investors Portfolio Book a Call
Mozarts, Swansea — mixed-use conversion, in build
South West England & Wales

Bringing
buildings
to life

We acquire neglected properties and create value through deal structure: title splits, change of use, and development, building manufactured equity into every project.

0
Residential & Commercial Units
£0
Portfolio Value
In Build Mozarts, Swansea
SCROLL
Founded by Freddie Vernon

A business built on
deal craft,
not market drift

Vernon Property Group doesn't rely on the market going up. We create equity at the point of acquisition, through below-market sourcing, title restructuring, and block deals that larger buyers tend to overlook.

Freddie, our founder, has been in property since 2017. The portfolio now stands at over 100 residential and commercial units, worth more than £15m. Each deal is structured as its own standalone company, keeping investments clean and separate.

We work across South England and South Wales, with a particular focus on the South West, where Freddie started back in 2017. Town centre assets, residential blocks, and commercial units that others haven't spotted or can't execute on.

Vernon Property Group
0
In property since
£0m → £0m
Portfolio value growth
SW England & Wales
Primary geography
Zero
Missed investor payments
Freddie Vernon
Freddie Vernon
Founder & Director
The person behind the business

Started with nothing.
Built on proving it.

I've been in property since 2017. I started by getting hands-on with every part of the process: sourcing, project managing renovations, dealing with tenants. Learning it properly from the start, rather than at arm's length, still shapes how we operate now.

If I'm honest, it isn't really about the numbers. It's proving to myself that starting with nothing wasn't a permanent state, just a starting point.

We don't chase deals because they're easy or fashionable. We go after the ones where we can see value that others haven't bothered to look for.

The plan from here is to keep growing: same model, same discipline, just at a bigger scale. What we've built so far proves the approach works. The next chapter is about taking that further.

Investor perspective

What investors say

Freddie's structuring is the sharpest I've seen in this space. The deals are conservative on paper and the execution has matched the pitch every time. That combination is rarer than it should be.

J
Jason
Equity JV Investor

What stood out to me was how little I had to think about it once capital was deployed. Updates came when they mattered, not on a forced schedule, and the numbers at exit were exactly what was modelled at the start.

T
Tom
Fixed Return Investor
The model

How we create value

01

Acquire

Residential blocks, HMOs, commercial-to-residential conversions, and standalone BTL, sourced off-market, at auction, or through motivated vendors that conventional buyers overlook.

02

Structure & Build

Title splits, planning-led conversions, and ground-up HMO builds. The value gets built into the structure itself, through title, planning, or the build, before a tenant ever moves in.

03

Refinance & Hold

Once a property is up and running, we refinance it at its new higher value, freeing up capital to redeploy. We hold for long-term rental income across residential and commercial properties, returning investor capital and building lasting wealth.

04

Manage

Our portfolio is managed entirely in-house, not handed off once a deal completes. That keeps standards consistent across every property and tenant service at a level that protects both the asset and the income.

Why it works

Manufactured equity.
Not market dependency.

The UK residential market is broadly flat right now. Most property investors are waiting on appreciation that may not come. We're not relying on that.

Our model creates equity at the point of purchase, through how the deal is structured rather than how long we hold it. Whether that's a title split, a planning-led conversion, or a change of use, the value is built in before the market has to move at all.

It requires deal access, legal sophistication, and lender relationships that most investors don't have, which is most of why it works.

I

Deal Engineering

Title splits, planning, and change of use create measurable equity before renovation begins

II

Investor Partner

We select the right investor for each project, whether that means debt or equity

III

Bridging & Refinance

Pre-agreed facilities, rapid deployment, conventional mortgage on exit

IV

Long-Term Hold

Rental yield on a low cost basis compounds into serious long-term returns

Partner with us

Two ways to invest

We work with a select group of investors who understand the model. We prefer to meet in person before any capital moves.

01

Fixed Return

Lend capital for a fixed term and earn a fixed rate of return. Completely passive. Your money is backed by a charge on the property, meaning it's protected if anything goes wrong. Capital and interest returned at term end, with monthly interest available on select deals.

Fixed ReturnSecuredPassive
02

Equity Joint Venture

We build a portfolio together. You co-own a specific property with a 20% stake. We handle everything: sourcing, legal, and ongoing management. You share in the long-term growth and income.

20% EquityPer Deal£250k+ typical

How it works

1

Initial enquiry & call

2

In-person meeting, deal walkthrough

3

Terms agreed in principle

4

Legal docs & deal structure agreed

5

Capital deployed

Active & completed

The portfolio

Discuss a Deal
£0m+
Current Portfolio
£0m+
In Build / Pipeline
0
Deals Shown Below
0
Units Across Portfolio
Windsor Lodge Hotel, Swansea
Complete

Windsor Lodge Hotel

Swansea
Grade II Listed · 21-Bed HMO Conversion
In
£1,035,000
GDV
£1,900,000
Equity
£865,000+
£165k p/a income
Gore Terrace, Swansea
Complete

Gore Terrace

Swansea
14-Bedroom HMO Conversion
In
£810,000
GDV
£1,300,000
Equity
£490,000+
£110k p/a income
Market Place, Frome
Refinanced

Market Place

Frome
11-Bed HMO + Retail · Plan & Build
In
£935,000
GDV
£1,525,000
Equity
£590,000+
£11k pcm income
Narrow Wine Street, Trowbridge
Complete

Narrow Wine Street

Trowbridge
7x Flat Conversion
In
£605,000
GDV
£900,000
Equity
£295,000+
Tenanted
Lady Aberdare, Mountain Ash
Complete

Lady Aberdare

Mountain Ash
6x Flats · Title Split Day 1
In
£415,000
GDV
£565,000
Equity
£150,000+
Tenanted
St Helens, Swansea
Complete

St Helens

Swansea
3x Flats · Title Split Day 1
In
£245,000
GDV
£380,000
Equity
£135,000+
Tenanted
High Street, Ilfracombe
Complete

High Street

Ilfracombe
3x Flats + Shop · Title Split Day 1
In
£275,000
GDV
£385,000
Equity
£110,000+
Tenanted
32 Fore Street, Trowbridge
In Build

32 Fore Street

Trowbridge
2 Commercial + 10 Flats · Conversion
In
~£1,450,000
GDV
£2,100,000
Equity
~£650,000
Due Aug 2026
Mozarts, Swansea
In Build

Mozarts

Swansea
Mixed-Use Conversion
In
£1,810,000
GDV
£2,500,000
Equity
~£690,000
In progress

A selection of completed and in-build projects. Many more sit in the wider portfolio not listed here. Figures shown are accurate to the best of our knowledge at time of preparation. Past performance is not indicative of future results, and all figures are for information purposes only.

Get in touch

Talk to
us directly

We'd rather talk than have you fill in a form. If you're an investor, a landowner, or an introducer, get in touch and we'll find time to speak.

Vernon Property Group
Vernon Property Group
Bringing buildings to life